MEET THE TEAM

Ryan is the President of Oak Hill Risk Advisors and brings more than 25 years of experience in the insurance and risk management industry. His career began after graduating from the University of Mississippi. Since then he’s worked for two of the largest national insurance brokerages in the country. During that time, he served as a producer specializing in large, complex commercial accounts—often with premiums exceeding $100,000—where he learned that true risk management extends far beyond finding the lowest price.

Early in his career, Ryan discovered that insurance is only one component of a much broader risk management process. Delivering meaningful advice requires understanding a client’s true exposures, identifying ways to mitigate risk, and building a strategy that aligns with their goals, priorities, and tolerance for risk. It also requires something many in the industry lack: rigorous, ongoing education. Ryan quickly recognized that advanced technical training was essential for providing accurate, defensible guidance—creating a clear distinction between a professional advisor and an agent who simply sells the cheapest policy without understanding why it’s cheap.

Ryan’s advisory process begins with asking thoughtful questions and listening closely. He often collaborates with a client’s other advisors—such as their attorney, CPA, or estate planning professionals—to ensure his recommendations are comprehensive and aligned with their broader financial strategy. His commitment to continuous learning and delivering meaningful value has defined his professional reputation.

Ryan holds some of the most respected designations in the insurance industry, including Certified Insurance Counselor (CIC), Certified Personal Risk Manager (CPRM), Advanced Chartered Private Risk & Insurance Advisor (ACPRIA), Certified Workers Compensation Counselor (CWCC), Certified Professional Insurance Agent (CPIA), and Agribusiness & Farm Insurance Specialist (AFIS). These credentials place him among the top 1% of insurance advisors nationwide, reflecting a level of technical mastery and dedication rarely found in the industry.

Ryan lives in Franklin, Tennessee, and has two children. He is an active member of Brentwood Baptist Church, where he serves as a deacon. In 2019, the Professional Insurance Agents of Tennessee organization named him “Agent of the Year.”

Outside the office, Ryan is an avid outdoorsman with a passion for turkey and deer hunting. A lifelong competitor, he is an Ironman finisher (10:15) and a former off-road motorcycle racer, he previously raced the National Enduro Series, being a top racer within his division before agency ownership and fatherhood demanded a different kind of endurance.